Legal representative: Yves Choueifaty
Company name: TOBAM
Established with a capital of: 2,876,700 Euros
Commercial register [RCS]: Paris No. 490 505 989
Orias N °: 07 022 735
Registered office: 49-53, avenue des Champs-Elysées 75008 Paris
Publication Director: Nadine Zrek, Executive Director
Website design and development: Agence SAND
The publisher undertakes to comply with all laws on the establishment and the activity of a website. TOBAM kindly requests that all users read the following terms and conditions carefully. By accessing, browsing or using the website, users acknowledge that they have read, understood, and consented to the terms and conditions. TOBAM draws the attention of users of its website to the following points:
1. ACCESS TO THE WEBSITE
The user of this website acknowledges that he / she has the skill and resources necessary to gain access to this website and use it. Access to the TOBAM website is free of charge. The costs of accessing and connecting telecommunications by the customer and the operators. The publisher may be used by the user’s technical environment, in particular computers, software programs, network equipment and any other devices. the information. Users are reminded that it is an offense punishable under criminal law to fraudulently access or remain connected to an IT system,
2. INTELLECTUAL PROPERTY
TOBAM owns or assumes the rights to all components of this website, especially the research articles, data, designs, graphics & photographs. It is prohibited to reproduce, represent, distribute or re-distribute the content of this website by any means whatsoever, whether in whole or in part, without the prior express authorization of TOBAM. Such action would constitute a contravention of the rules governing the French Intellectual Property Code. The trademarks of the publisher are included in the website.
3. CONTENT OF THE WEBSITE
TOBAM endeavors to ensure the accuracy, updating and exhaustiveness of the information disseminated on this website and reserves the right to change the content or presentation of this website at any time and without notice. Furthermore, TOBAM declines any liability in the event of any delay, error or omission as regards the content of these web pages, nor in the event of any interruption to the service or the availability of information. may be partial and incomplete because of the simplified nature of the texts, which do not have contractual value. TOBAM declines any direct or indirect liability concerning the accuracy, absence of errors, and the availability of information contained in the website.TOBAM can not be held liable for any decision made on the basis of information contained in the website or for the purpose of making third parties. Anyone who wishes to use one of these services is invited to contact them. Certain people or certain countries may be allowed to access the products and services presented on the website. None of the products and services may be supplied by anyone in the country of origin or country of origin. HOWEVER,
4. TECHNICAL INFORMATION
Users are reminded that there is no guarantee that they will not be able to communicate with each other. . TOBAM may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices or the information it contains.
Users are informed that when they visit the website a cookie may be installed in the user’s memory or hard disk. A cookie is a component which is used by the user but is used to record information about the user’s navigation on the website. Users of the website acknowledge that they have been informed of this practice and authorizes TOBAM to use it. Users can de-activate this cookie by using the settings contained in their navigation software program.
6. APPLICABLE LAW
The content of the tobam.fr website is subject to the law applicable in France. All users acknowledge the jurisdiction of the courts of France for the sake of the content and use of the website or disputes arising therefrom. The sub-funds mentioned in the website are the most widely held SICAV, an open-ended Luxembourg-based investment company, validly formed and existing under the laws of Luxembourg and which is registered with the CSSF (Financial Sector Supervisory Commission). TOBAM is the global distributor and manager of the SICAV. The sub-funds may be eligible for all types of investors. In particular, they are not eligible for sale in the US.The sub-funds presented on this site may be subscribed in the jurisdiction of their marketing and distribution are authorized. TOBAM advises all interested parties to check in advance whether they are legally entitled to subscribe to the sub-funds presented on the website. The reader of this message is required to ensure that he / she is legally authorized to consult the website. Any investment in Most Diversified Portfolio SICAV should be made on the basis of the current legal documents (prospectus, KIID and reports). Past performance is not a guarantee of future performance and may fluctuate over time. For details of the investment risks, see the current KIID and prospectusin its entirety.All investors should seek the advice of their legal and / or tax advice or their financial advisor prior to any investment decision. The value and income produced by an investor may be adversely affected, exchange rates, or other factors may be less than he or she invested. If a product is producing, it can be used to pay that income. All the information resides in the United States and the extent to which it is passed on. Whilst TOBAM believes that the information is correct at the date of production, This document is a preview issued by the manufacturer. No reliance may be placed for any purpose and the information contained in this document or their accuracy or completeness.Opinions expressed herein reflect the opinion of TOBAM and are subject to change without notice. This website is not a transactional site. This website is for information purposes only and does not include a recommendation, solicitation, offer, advice, or any other information. fact of its distribution form the basis of, or be relied on
8. COMPLAINTS POLICY
9. REPORT ON INTERMEDIATION FEES
10. UK STEWARDSHIP CODE
11. VOTING POLICY
12. DISCLOSURE OF FEES
13. BEST EXECUTION PROCEDURE
14. CONFLICT OF INTEREST POLICY
15. REMUNERATION POLICY
16. DATA PROTECTION POLICY
TOBAM is regulated by the Financial Markets Authority (AMF) since June 2006 and is a SEC registered investment adviser. TOBAM is registered in Cross-border investment advisory company (“CB IAC”) in Korea. In Canada, TOBAM is acting under the name “TOBAM SAS Inc.” in Alberta, and “TOBAM Limited Joint Stock Company” in Quebec. TOBAM Benefits from the International Dealer Exemption in Ontario, Quebec and Alberta and the International Investment Fund Manager Exemption in Ontario and Quebec. TOBAM is registered as an adviser in Ontario, Quebec and Alberta.